You agree to be bound by these Terms of Service and to use our website, mobile site, or app (the "Site") in accordance with these terms and conditions, our privacy notice, and any other terms and conditions that may be applicable to certain areas of the Site, products and services that we make available to you through the Site, or that are otherwise mentioned here (all of which are deemed part of these Terms of Service). Any form of access to the site, whether automatic or not, indicates that you are using it and that you accept our terms of service. Your use of the Site only to examine these Terms of Service does not provide you any rights.
We reserve the right to post the amended Terms of Service on this website and alter the "Last Updated" date to reflect the date of the changes. We may also change these Terms of Service from time to time or impose new restrictions on using the Site. If we make a significant update to the Terms of Service, we won't apply the significant update retroactively (that is, to usage of the Site that occurred prior to the change) unless we give you notice by prominently displaying a notice of the change on the site's home page or in another way, allowing you to choose whether to accept the changes by using the Site going forward or to stop using it altogether.
Additionally, we retain the right to prevent anybody who breaches these terms of service or who, in our sole discretion, interferes with others' ability to use our website or violates their rights from using the Site or any of its features.
Access to Specific Site Features
We may request certain demographic data from you, such as your gender, zip code, nationality, and year of birth, in order for you to use certain elements of our website. Additionally, you might be asked to register with us using the form provided if you choose to sign up for a specific feature of the Site, like discussion forums, blogs, photo and video sharing pages, or social networking features. During this registration process, you might be asked for personal information like your name and email address. As requested by the Site's registration form, you undertake to submit true, accurate, current, and complete information about yourself. We have the right to suspend or delete your account if we have good reason to believe that any of the information is false, incorrect, or incomplete.
You Are Responsible for Your Password and Username
You will need to establish an account with a username and password in order to utilize some of our site's features. Any username that we find offensive or unsuitable may be rejected or used no more by us. Furthermore, we further reserve the right to remove any username or account, as well as to prevent access to the Site and its features, from anyone who violates these Terms of Service or who, in our sole discretion, unjustly interferes with other people's ability to use our website or violates their rights. You are in charge of keeping the password and account private, and you are accountable for any actions taken using your password, whether they are carried out by you or by someone else.
Privacy
We value each user's privacy on our website. Please read our privacy statement. Our privacy notice is fully incorporated into these Terms.
Disclaimers
We have included links and pointers to third-party websites throughout our website. The fact that we link to these third-party websites does not mean that we support or endorse them, their contents, or any goods or services that are provided on or through them. In addition, neither we nor our parent or subsidiary companies nor any of our respective affiliates operate or control in any respect any information, products or services that third parties may provide on or through the Site or on websites linked to by us on the Site.
You recognize that by using the Site, you may incur charges from your wireless carrier, internet service provider or other method of internet or data access, and that payment of any such charges will be your exclusive responsibility. By using the Site, you consent to complying with all rules set forth by your internet service provider, wireless carrier, and other providers of internet or data access. We have no authority over network access. Your personal information exchanged over these networks could be exposed if you utilize them in an insecure manner.
The Site is not meant for trading, investment, or commercial usage; it is only meant to be used for informative purposes. The stock exchanges and/or financial information services may mandate that stock and mutual fund quotes, as well as associated financial news reports, be delayed by at least twenty minutes. The Site should not be used for any high-risk activity where an error could cause harm or damage to people, property, the environment, finances, or a business. By using this, you specifically accept all risk.
The terms, conditions, warranties, and representations pertaining to any purchases, transactions, or other dealings you make with businesses, organizations, or people you find on or through our site are strictly between you and those businesses, organizations, or people. You acknowledge and agree that we shall not be held accountable or liable for any loss or damage of any kind resulting from any of these transactions. Additionally, you agree that we are under no duty to get involved in disputes between users of this site or between a user and any third party, and you release us and our affiliates from any claims, demands, and damages of any kind, known or unknown, suspected or unsuspected, disclosed .
Other
This agreement replaces all prior and contemporaneous written or oral agreements, proposals, and communications with respect to the subject matter herein. It is the whole understanding between us and you. When you use a third party's goods or services that are made available through the Site, you can also be subject to further terms and restrictions. These Terms of Service shall take precedence over any such third-party terms and conditions in the event of a dispute. Without regard to any conflicts of law issues, this agreement shall be interpreted and controlled by the laws of the State of New York.
You may not transfer or assign this agreement to anybody since it is personal to you. This agreement's provisions shall be regarded severable from one another and shall not impact the validity and enforceability of the remaining terms in the event that any provision is determined to be illegal, void, or unenforceable for any reason. No third party is meant to gain anything from these Terms of Service, and no third party beneficiaries are created. As a result, only you or we may use or enforce these Terms of Service. You consent that any claim or cause of action you may have arising out of or linked to use of the Site or these Terms of Service will be barred by applicable statutes and laws.
